The Pickett Fire, which began on August 21, 2025, in Northern Napa, California’s primary wine growing region, impacted approximately 1,500 acres of vineyards. Even though this represents only about 3% of Napa’s grape-growing land, the reach of wildfire smoke can affect grapes and wine several miles away from the flames.

Wine-growing regions worldwide are increasingly facing the effects of wildfires, and understanding smoke taint is essential. This story reviews how smoke-tainted wine is identified, valued for insurance purposes, and discusses emerging developments in wine insurance coverage.

In this feature, you’ll learn about:

  • What is Smoke Taint: How volatile phenols from smoke penetrate grapes and later affect wine flavor.

  • Identification: Laboratory testing and wine tasting techniques to determine the presence and severity of smoke taint.

  • Valuation Steps: How wineries and insurers calculate losses, including inventory verification, wine program analysis, and unincurred costs.

  • Insurance Developments: New parametric insurance products and USDA-backed coverage to help wineries mitigate wildfire risks.

Access the full story and download the PDF by filling out the form on this page.